DCS has three specialist operating divisions: Professional Liabilities, Marine and Energy.

1) Professional Liabilities Division
This division specialises in the main financial Lines business and is led by Matt Howes and Richard Bedford.

Professional Indemnity
This remains our core business and involves the administration of a large number of portfolios ranging from the standard professions such as Accountants, Architects, Financial Advisers, Insurance Consultants, I.T Consultants, Solicitors and Surveyors to more non-standard classes such as Agricultural Consultants, Mortgage Brokers, Translators, Photographers and Off-shore Trusts.

Our experience in this field has enabled us to deal with a broad spectrum of risks from modest SME's to large multi-national corporations with claims ranging from hundreds of pounds to multi party litigations where the quantum claimed runs into millions. Examples of the higher profile cases we have been involved in are claims arising from the collapse of Equitable Life, The Independent Insurance Company, and HIH.

As well as a number of our staff having experience in handling claims from the APIA scheme (the largest architects scheme in the UK) over the last 5-10 years, we have also handled individual losses for many of the major European Engineering & Construction groups.

Directors & Officers
Although this class is still relatively undeveloped in the U.K (when compared to the U.S in terms of claims experience), many of the staff within DCS have considerable experience in this field. A number of our claims handlers were previously employed by a major Lloyd's Managing Agency, which underwrote a significant D&O account in a lead capacity. The handlers concerned were closely involved in the resulting claims, many of which involved high profile, corporate risks.

Financial Lines
In this sector, we are experienced in handling all manner of claims arising under Financial and Bankers Blanket Bond policies. We currently administer a large scheme of European Banks as well as a multitude of investment product issues for some of the major providers, many of which have been reported in the national press.

Casualty
In addition to specialist the classes listed above, the Specialty Lines Division is also experienced in handling claims involving other classes of business such as Public Liability, Employers Liability, EPL and Product Recall.

2) Energy & Marine Division
This division specialises in all aspects of Energy & Marine insurance and is led by Dan Cooper.

The Energy side of this division handles claims arising from On-shore and Off-shore Energy (including power stations and property liability) CAR and Business Interruption.

The Marine side handles claims arising from Hull & Machinery, Cargo and P&I insurances